1. How long will it take for the court to open a lawsuit for an overdue credit card of 7,000?
The court opening time is not clearly specified, and the court will notify you 3 days before the hearing.
"Civil Procedure Law"
Article 139 When a people's court hears a civil case, it shall notify the parties and other litigation participants three days before the hearing. If the trial is held in public, the names of the parties, the cause of the case, and the time and place of the hearing shall be announced.
2. What should I do if I am sued for an overdue credit card of 7,000 yuan?
1. If you are able, you should pay the overdue credit card fees and corresponding interest and let the bank withdraw the lawsuit;
2. If you are unable to repay the loan in full, you should take the initiative to negotiate a settlement with the bank, withdraw the lawsuit, customize a repayment plan, and actively repay the loan;
3. If you have no money to repay and have not reached a settlement with the bank If the situation arises, you should actively cooperate with the lawsuit.
3. What are the conditions for applying for property preservation after a lawsuit overdue a credit card of 7,000 yuan?
1. The applicant must be an interested party;
2. No Immediate application for preservation will cause irreparable damage to the legitimate rights and interests of interested parties;
3. The applicant should provide a guarantee.
4. Can the lawsuit be withdrawn if the defendant takes the initiative to repay the lawsuit after the credit card is overdue for 7,000 yuan?
The lawsuit can be withdrawn. The conditions for the plaintiff to apply for withdrawal are:
1. Plaintiff To apply to withdraw a lawsuit, a clear application must be made in writing or orally to the people's court subject to the lawsuit;
2. The plaintiff's purpose of applying to withdraw the lawsuit must be legitimate and legal;
3. The plaintiff's application to withdraw the lawsuit must be based on his true expression of intention;
4. The plaintiff's application to withdraw the lawsuit should be submitted before the People's Court pronounces the judgment.
5. What are the legal consequences of a credit card overdue of 7,000 yuan?
1. Credit card overdue fees are required. When the cardholder fails to repay the payment before the due date (inclusive) When the payment or the repayment amount is less than the minimum repayment amount, the fee payable to the card-issuing bank is required.
2. After a user uses a credit card to overdraft, there is generally an interest-free repayment period ranging from more than 20 days to more than 50 days. If the cardholder's repayment is overdue, then all the cardholder's last month's repayments will be lost. Fees no longer enjoy the bank's interest-free treatment, and the recurring daily interest rate is as high as 0.5%, that is, the annual interest rate reaches 18.
3. Credit card overdue repayment records will enter the central bank's credit reporting system to generate bad credit Record.
4. If the credit card is not repaid for more than 3 months, the bank will ask a lawyer to issue a lawyer's letter to the user and file a lawsuit in court. The litigation costs will be borne by the cardholder.
5. Malicious overdraft requires criminal liability.
It is a foreseeable result to be sued by the card issuer for non-repayment of credit cards. After the court accepts the bank's appeal, the cardholder will be notified. Provide relevant certification materials to the court within the time limit. If you have the ability to repay but refuse to repay, your personal property may be enforced by the court.