1: You can go to Guangdong Development Bank to apply for:
1. Guangfa Wealth Management Card, functions: one card for multiple accounts, one account for multiple cards, fixed deposit wealth management, smart overdraft, Agreed remittances, personal loans, CRS real-time deposits, ATM withdrawals and transfers, online banking, telephone banking, general deposit and redemption, collection and payment, and merchant consumption. Application method: If you need to apply for a Wealth Management Card: Apply at a business outlet. You can go to our bank outlet with your valid ID card to go through the account opening procedures. If you apply for a Caitong card on your behalf, you must also present the agent’s identity certificate.
2. 1. RMB credit card, you can apply for it if you are over 16 years old. Bring your ID card and fill out the application form (you can fill it out online or go to the front desk to pick up the form and fill it out). For details, you have to call 95508 for consultation.
VISA cards and MasterCard cards are divided into different brands. There is not much difference between the two in the domestic card usage environment. Customers can choose according to their personal preferences. (1) The first standard credit card in China with a preset credit limit and a "spend first, repay later" service. The interest-free repayment period for consumption can be up to 50 days. There is no need to enter a password when swiping the card for payment. (2) The application procedure is simple and fast, no guarantor is required, and no reserve fund is required. (3) The repayment method is flexible, you can pay off the full amount, or you can choose the minimum repayment amount, enjoy revolving credit, and manage your finances more freely (4) Reporting a loss will take effect immediately, and there is zero risk of losing the card, maximizing the protection of the cardholder's interests. . (5) In cities such as Guangzhou, local and foreign currency intra-city inter-bank transfers and payments can be processed, and the funds will be received within 2 working days. (6) You can accumulate points for free by swiping your card, which can be redeemed or exchanged for exquisite gifts at great prices. (7) Use Guangfa Card to make purchases at the Bank’s specially designated merchants and enjoy exclusive discounts or preferential services. (8) With the "UnionPay" logo, it is accepted nationwide.
2. If you open personal online banking, you can shop online
Our bank's personal online banking is divided into "general version" and "certificate version". The "General Edition" only provides customers with low-risk transaction services such as account inquiries, transfers with the same name, online payments (subject to our bank's payment limit), credit card applications, etc.; the "Certificate Edition" adds digital certificates and Key Shields as the third key to your fund transactions. Double security guarantee provides you with a full range of online banking services such as external transfers and online payments.