The reason why we can't jump out of the option of CCB credit card when merging payments on Taobao is because credit card express payment currently doesn't support more than 6 merging payments. It is also possible that the seller did not open fast payment. If Alipay is bound to credit card consumption, it will generally be counted as online transactions, and most banks stipulate that online transactions are not counted as points.

However, some banks that cooperate with Alipay, or some co-branded credit cards, such as Taobao co-branded card, JD.COM co-branded card and airline co-branded card, can still accumulate points after spending with Alipay. If Alipay is bound to credit card consumption, most banks, such as Industrial and Commercial Bank of China and China Merchants Bank, etc. Count their credit cards, and the bank will count their consumption into the number of credit card swipes.

Extended data:

Whether Alipay needs handling fees for binding credit card consumption is related to the consumer's business. If the consumer's business has opened the function of credit card payment, then there is no need to go through the formalities for bundling credit card consumption with Alipay.

If the merchant does not open the credit card payment function, then if Alipay is used to bundle credit card consumption and exceeds a certain amount, it will need to pay a handling fee of 1% of the transaction amount. Therefore, when shopping online, you can pay attention to whether the merchant has opened the credit card payment function.