Overseas consumption with UnionPay cards can be used at merchants with the UnionPay logo. The settlement is in RMB, and the exchange rate is the UnionPay real-time exchange rate on the transaction day. Overseas consumption using non-UnionPay cards can use international organization logos, such as VISA, MasterCard, and JCB, and be settled in U.S. dollars or Japanese yen. The exchange rate is the exchange rate announced by the international organization on the day the transaction is recorded.

Overseas consumption handling fee: There is no handling fee for UnionPay cards. Non-UnionPay cards will charge international currency exchange handling fees when spending currencies other than US dollars or Japanese yen. VISA and MasterCard charge 1.5% of the transaction amount. JCB 1% of the transaction amount is charged.

Some credit cards of Bank of China, such as Global Pass cards, are temporarily exempt from international currency exchange fees. It is recommended that you call 4006695566 and select the number 0 key to transfer to manual service for detailed consultation.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.