Credit card overdraft withdrawal \ x0d \ x0d \ Credit card overdraft withdrawal is a small cash loan provided by banks to help cardholders flexibly allocate funds when they are in urgent need. Credit card holders can withdraw credit card overdrafts through bank outlets and offline ATMs. \x0d\\x0d\ The credit card overdraft withdrawal limit is set according to the cardholder's use of the card, and the maximum is not more than 50% of the cardholder's credit limit. In addition to the withdrawal fee, domestic and foreign overdraft withdrawals must also pay interest, and some banks can enjoy interest-free treatment. \x0d\\x0d\ The cash overdraft withdrawal function provided by most credit cards is equivalent to adding a temporary emergency reserve fund to us, but we need to pay the handling fee and there is no one-day interest-free period. In this way, the cardholder not only has to pay 1% handling fee, but also pays 0.5 ‰ overdraft interest every day. So in general, we should use it with caution to avoid causing too much loss to ourselves. Even if he has money on hand, he should try to put it in a debit card so as to withdraw cash when necessary.