Can Ping An Credit Card be repaid without bill?
Credit cards can be repaid in advance before the bill is issued. As long as you remit the money to your credit card account, you can repay it without any formalities. After prepayment, the credit card limit and repayment amount will be restored. When the repayment amount of the credit card holder exceeds the bill amount, the excess amount will become overpayment, and the overpayment will be given priority when using the credit card for consumption.
What's the difference between credit card cancellation and account cancellation?
1, the number of account cancellation is different: credit card cancellation only cancels the account card, and if it is not the main card cancellation, it will not affect the use of other cards. And account cancellation means that all credit cards under the same account are cancelled, for example, all sub-cards under the main card are cancelled;
2. The meaning is different: the cancellation of credit card is not to eliminate the information of credit card account, but to directly delete the account, and the information such as card points and bills is eliminated.
You can continue after you cancel your card. If you choose to cancel your card by credit card, you can restore your credit card after canceling all your accounts. However, if you choose to cancel your account with a credit card, because you delete your account directly, you can't recover it after you cancel your account with a credit card.