Credit certification business means that the bank accepts customer applications, collects and organizes the customer’s fund movement records and related information within the scope of the bank’s records, and issues external credit certification letters to prove the customer’s creditworthiness. A kind of consulting and witnessing intermediary business, which is a qualification that needs to be issued when bidding.

The nature is consulting and witnessing intermediary business. It is used for customers to introduce themselves in business dealings, issue certificates to partnerships and cooperative units, apply for business licenses and other commercial and non-commercial purposes. Enterprises, institutions, legal entities and other economic organizations that have opened bank accounts and have normal business transactions and no bad credit records can apply to the bank, fill in the credit certification business application form and submit relevant documents and materials.

Extended information

The bank accepts customer applications and, within the scope of the bank’s record information, collects and organizes the customer’s fund movement records and related information to issue credit certification letters to external parties. It is a consulting intermediary business that proves the credit status of customers.

Comprehensive credit certificate refers to the certification document that the bank provides a relatively comprehensive description of the customer's record information in the bank and evaluates the credit status of the customer.

Single and multiple certificates refer to the documents provided by the bank to certify the individual information and transactions recorded by the customer in the bank, and generally do not include the bank's evaluation of the customer. Single and multiple certificates include deposit balance certificate, credit limit certificate, mortgage and pledge certificate, account opening certificate, etc.

Baidu Encyclopedia - Credit Certificate