Hello, if you apply for our credit card, there is no handling fee. During the initial review, the credit card limit is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific limit. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or its equivalent in U.S. dollars, and the upper limit is ￥50,000 yuan or its equivalent in U.S. dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption. ?

If the limit exceeds 50,000, you need to apply for a platinum card. The relevant process is: /CusService/Common.aspx?pageid=bjkqna/1?

If you have any questions, please add Enterprise QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.