Payment password is a security authentication method that must be set during the credit card payment process, which can effectively protect consumers' transaction security. When applying for a credit card, consumers need to set a payment password, usually a 6-digit combination. This password is known only to the cardholder to ensure the security when using the credit card for consumption. Consumers can also change their payment passwords at any time through mobile applications and other channels, increasing the complexity of the password and improving payment security.

When paying with a credit card, consumers need to enter the payment password to successfully complete the transaction. The payment password is usually entered on the payment page to ensure the identity of the cardholder and the authenticity of the payment. If there are problems such as wrong input or lost password, consumers can reset the password through the bank's official website or customer service phone. After each transaction, consumers need to exit the online payment page promptly to avoid risks such as password leakage.

In addition to payment passwords, consumers can also use other methods for security authentication of credit card payments. Such as SMS verification code, fingerprint recognition, dynamic password, etc. Consumers can choose the authentication method that suits them based on their needs and the bank's support. At the same time, you also need to strengthen your awareness of payment security, avoid credit card payments in public places or unsafe networks, and reduce the risk of password leaks.