Concerning the issue of CITIC Gold Card, there has been a lot of discussion before. Today we are talking about the annual fee of CITIC Gold Card, and the issue of CITIC Gold Card and UnionPay Gold Card that everyone is concerned about.

Xinjin Card is a credit card launched by China CITIC Bank Credit Card Center with large cash installment function. After successfully applying for the card, you will receive a credit card from the bank. At the same time, the cardholder can also apply for Xinjinbao. Cash installment, the borrowed cash is directly transferred to the savings card in your name.

What is the annual fee for CITIC Gold Card?

As a UnionPay Gold Card, the annual fee for this card is the same as that for CITIC Gold Credit Card. The annual fee for the main card is 200 yuan. /card/year, you can enjoy the first-year annual fee waived by swiping your card or withdrawing cash once within 30 days of card approval.

Of course, this credit card can also reduce the annual fee based on the number of card swipes. If you swipe the card or withdraw cash a total of 5 times in a year, the annual fee for the next year will be waived.

That is to say, if you apply for a card and swipe it once in the first year, you will not have to pay the annual fee that year. If you swipe the card or withdraw cash 5 times in one year, you will not need to pay the annual fee in the second year. In the second year, you will swipe the card or withdraw cash. 5 times, you don’t have to pay the annual fee in the third year, and so on.

However, I would like to tell you some good news, that is, if you apply for the CITIC Gold Card now, you can permanently waive the annual fee. After you get the card, whether you use it or not, you don’t have to worry about the following. Two situations:

1. If you do not use CITIC Credit Card enough times before the card is opened, the bank will directly deduct the annual fee from the credit card limit.

2. If the cardholder forgets the annual fee, it may be overdue. After the cardholder is overdue, it will have a great impact on the cardholder's credit record. It will have an impact on cardholders' future loan applications and credit card applications.

What is the limit of CITIC Bank’s standard UnionPay Gold Card?

Generally, the limit of CITIC Bank’s standard UnionPay Gold Card ranges from 8,000 to 50,000 yuan, depending on your personal credit report Records for review, you can provide as many qualification certificates as possible when applying for a card,

For example: work certificate, education certificate, salary certificate, if you have a fixed deposit, a good credit card, real estate in your name, All cars are available.

General limit of CITIC Bank UnionPay Standard IC Card:

1. CITIC Standard Card 1000-7000.

2. Gold card 8000-50000.

3. Platinum Card will not be blocked for 30,000 yuan.

Summary: The above is all about the annual fee of CITIC Gold Card and the limit of CITIC Gold Card and UnionPay Gold Card. Through the introduction in this article, I believe everyone has understood it.