The credit card application threshold of CITIC Bank is relatively low, and white households can apply. The conditions for applying for CITIC Bank credit card are as follows:

1. Applicant 18 to 65 years old, with full capacity for civil conduct.

2, the applicant must have a stable source of income and a fixed job, have the ability to repay the principal and interest.

3. The applicant's personal credit information is good and there is no bad credit record.

4. The applicant has valid identity certificate and financial certificate.

5. The applicant has a fixed residence and a certificate of long-term residence at the place where the handling bank is located.