First, the postal credit card withdrawal fee standard

Overdraft cash withdrawal: domestic cash withdrawal is a handling fee of 1%, with a minimum of 10 yuan; Overseas cash withdrawal 1% amount, the lowest 15 yuan.

Overpayment cash withdrawal: domestic cash withdrawal is the handling fee of 1%, with the lowest 10 yuan; Overseas cash withdrawal 1%, gold card 0.5%, minimum 15 yuan.

Second, the postal credit card withdrawal interest standard

Postal credit card overdraft is charged at 0.5‰/ day, with no interest-free period. Start bookkeeping the next day after withdrawal, and compound interest will be calculated if there is no repayment within one month. There is no interest on overpaying for cash withdrawal.