The cancellation process for Bank of China credit cards is relatively simple, but it requires a certain amount of processing time. First, the cardholder needs to apply to the bank for account cancellation. Generally, within 45 days after the application, if there is no outstanding balance in the account and the balance is zero, the bank will automatically close your credit card account. If there is any outstanding balance, the bank will notify you to pay it off as soon as possible to complete the cancellation process.

As for the account balance, if there is still money left, you can choose to go to the nearby Bank of China branch in person to handle the balance return. It is worth noting that when the main card is cancelled, its supplementary cards will also be cancelled, so you need to confirm whether you need to keep any of the cards before operating.

There are two ways to cancel a credit card: one is to call the Bank of China customer service hotline 95566 or 400-669-5566 and apply for card cancellation through manual service; the other is to go directly to a bank branch and bring your credit card and ID card. . During the process, although some people mistakenly believe that canceling the card means canceling the account, in fact there is a difference between the two. However, you can request to cancel the account at the same time when canceling the card to retain the preferential rights for future re-application.

Finally, after the cancellation process is completed, the bank will usually make a final confirmation 45 days later to ensure that there are no outstanding bills on the credit card before it is officially canceled. Please ensure that the account status is normal during this period to avoid affecting the logout process.