The quota of Shanghai Pudong Development Bank is quite low, and mine is 7000. But you run it in the name of a car. It is said that the amount should be very high. You can use it first, more than half a year, and call to raise the amount. Pufa likes to spend money in gas stations, supermarkets and other places. But if you buy things in installments, if you are not short of money, it is not recommended that you buy them in installments. The handling fee is 0.72%, which is not worthwhile. . . Personal advice. If you are in urgent need of funds, Pufa has a universal reserve fund. It seems that the amount is 5W. You can apply by phone, but it is also paid in installments.