Credit card application requires a series of processes, as long as the card is unavailable, you can apply for cancellation.
Credit card application process:
1, get the application form:
Way:
① Call the application hotline and get the application form;
② Apply for a credit card online;
(3) Received by Shanghai Pudong Development Bank Branch.
2. Fill in relevant personal data on the application form;
3. After confirming that the information is correct, sign your name in the signature column;
4. Attach the required documents according to the tips of the application form;
5. If you choose to fill in the complete application form online, please confirm "Submit" and "Print" according to the prompts.
Extended data
Credit cards must be cancelled in time. Once the credit card is approved, whether it is activated or not, it will appear on the personal credit report. The total number of personal cards and the total credit will change accordingly. Once the number of cards and credit line is too high, it will affect the bank's credit audit. When applying for a credit card again, it is easy to be affected in the credit line.
In addition, if you have multiple inactive credit cards, when you apply for a credit card again, the bank may think that the customer does not really need a credit card, and the probability of rejection is greatly increased.
The cardholder did not carefully identify the provisions in the terms when applying, and authorized the bank to automatically deduct the fee from the account, which may result in an annual fee. At the same time, customized credit cards and special material cards will be charged regardless of whether the cardholder activates the card after business card printing due to the complicated production process. After the expenses are incurred, if the cardholder leaves the card on the shelf, it may generate additional interest and leave a stain on the personal credit record.
Baidu Encyclopedia-Shanghai Pudong Development Bank Credit Card
Phoenix. com-There are many risks if the credit card is not activated.