It is possible, because the audit mechanism of China Everbright Bank is different from that of other banks, the preliminary examination of other banks needs to be signed in person. After the face-to-face signing, Everbright Bank still needs to conduct the final review, which will be more severe than before and will be comprehensively assessed. If the general credit standing or the deposit business has never been done in Everbright Bank before, it is likely to be rejected because of the low comprehensive score.

in other words, there will be cases where the credit card has been sent and then rejected after activation. This is a unique mechanism that is completely different from other banks (including the four major banks). The censorship system of China Everbright Bank is stricter than that of the Big Four.

what is the reason why the credit card of China everbright bank was rejected?

1. The application materials are inconsistent: China Everbright Bank's credit card also has certain requirements for users. If it fails to meet the standards, it will probably be rejected. For example: under the age of 18, the occupation is restricted to bank credit cards, the information is incomplete, and the payroll information is incomplete.

2. Credit problems: If the user has overdue in the last two years, or has made multiple credit loans in a short time, resulting in poor credit records, or has cashed out, the application cannot be successfully applied.

3. Reasons for face-to-face interview: Face-to-face interview is also an important step in applying for a card. Therefore, users must be careful not to have "bad attitude during face-to-face interview, unable to provide materials to prove their repayment ability, and the questions answered are inconsistent with the information applied for", otherwise, the card may be rejected.