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Does China Merchants Bank have interest on its credit card?
(China Merchants Bank) If your credit card is not overdrawn, no interest will be generated. If you don't always use your credit card, there will be an annual fee.

Annual credit card fee of China Merchants Bank: RMB for Puka 100 yuan/year, and RMB for Puka supplementary card/year; Gold card 300 yuan/year, gold card supplementary card 150 yuan/year. To apply for China Merchants Bank credit card (except unlimited card/platinum card/business card /ANA co-branded card /VISA MINI card /MSN MINI card /VOGUE titanium card /HELLOKITTY Fanjinka Kitty perfume credit card), the annual fee for the first year will be reduced in advance by China Merchants Bank credit card or partners, and the single card will be spent 6 times (the amount and form are not limited) within a whole year (from the date of issuing the card). Different types of credit cards are swiped 6 times each), and the annual card fee for the next year can be reduced.