The amount of consumption this month is very large, and the fixed limit of the credit card cannot be increased. At this time, the temporary limit is a good choice. So what are the application conditions for the temporary limit of the Bank of Communications credit card? Let’s take a look at what I brought.

1. Application conditions for temporary limit of Bank of Communications credit card

1. Good credit record, no personal bad credit record in any bank;

2. Bank of Communications credit card Bank of Communications will not process your application for a limit increase until it has been used normally for at least six months;

3. There must be a reason for applying for a temporary increase in the limit.

4. There is no overdue payment, no overage, and the card is basically in good condition.

In addition, if the consumption credit card amount has always been high, it will bring more convenience when applying for a temporary limit increase.

2. How to apply for temporary limit of Bank of Communications credit card

1. WeChat application

2. Online banking application

Enter Bank of Communications online Bank, log in to "My Credit Card" → Easy Accounting → I want to adjust the balance. (Business cards and quasi-credit cards cannot increase their limit through online banking)

3. Customer service application

Call the Bank of Communications customer service hotline: 400-800-9888 and follow the voice instructions to apply for a temporary Quota.

4. Branch application

You can go to the local Bank of Communications branch and ask bank staff to help you apply.

3. Notes on the temporary limit of Bank of Communications credit card

1. The temporary limit of Bank of Communications credit card is valid for no more than 3 months. After expiration, your limit will be automatically restored to the original limit. There is a credit limit.

2. Bank of Communications will have a system to judge how much the temporary limit of each customer's credit card can be increased. The limit adjustment will be different for each person's card usage.

3. After applying for a temporary limit increase on a Bank of Communications credit card, you must remember to repay it in full. The minimum repayment amount cannot be used for the temporary limit, nor can you apply for bill installments.

The above is the content I introduced to you about "What are the application conditions for temporary credit limit of Bank of Communications Credit Card?" from Jintou Credit Card. I hope this article I compiled will be useful to you. If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!

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