If you accidentally forget the credit card inquiry password, the cardholder can reset the password. The inquiry password is a six-digit password to verify the identity of the cardholder when he enters the telephone voice system or credit card channel. Usually used in official website, or in the customer service hotline self-service inquiries and other services. Credit card inquiry password reset:

1. outlets: Bring valid certificates and credit cards to any outlets to which the bank card belongs.

2. Customer service hotline: dial the customer service hotline 95566 with the reserved bank mobile phone number, and select the "Card Opening Password Service" menu according to the prompt. After entering the card number, reset your inquiry password, and your inquiry password will take effect immediately.

Credit card use problems:

1, security issues

Credit card: criminals or criminal groups use forged or invalid cards (expired/lost/invalid/damaged tapes, etc.). ) pretending to be a real card, directly deceiving merchants or card issuers.

Cardholder: improper card storage/handling (expired/tape-invalid credit cards are not destroyed, or they are not immediately invalid after being lost, etc. ), and personal identity information is inadvertently stolen or defrauded. In order to avoid such problems, citizens should not easily provide personal identification information, and it is best not to entrust others to handle credit cards.

Consumer merchants: the service personnel swindle the cardholder in the process of consumption, or steal his credit card information to other merchants for consumption. This situation can happen whether it is a physical business or a network virtual business.

Issuer: The computer system has been maliciously invaded, stealing the basic/transaction information of customers. There are also unscrupulous employees who steal from the house, or the evil inside the house.

Trading system and mechanism: as long as it is formulated or handled by human beings, human errors and omissions will inevitably occur; No matter how rigorous the trading mechanism is, with the world-class trading system from confirmation to settlement, it is still possible to be invaded, and the so-called "invasion" is actually divided into levels.

2. Bad debts

The staff of Tianjin Shunda Investment Management Co., Ltd. revealed that as long as they provide ID cards, real estate licenses and work certificates, they can handle several large credit cards with a total amount of 500,000 yuan in the form of "recommendation by the president". Banks that can be "fixed" include China Everbright Bank, Minsheng Bank and Industrial Bank.