Is the car loan card a credit card? Why can't I get a repayment card when I borrow a car?
In recent years, it has become a trend to buy a car by loan. Many friends will borrow money to buy a car in a 4s shop. When buying a car with a loan, the salesperson will help you apply for a car loan at the bank. So is the car loan card a credit card? Why do some people get car loans but can't get credit cards? The car loan card comes from a credit card, but the amount of the car loan credit card is generally relatively large, and the amount of100000 yuan or more is normal. This card is specially designed for us to go to the garage for a one-time overdraft to buy a car and then repay it every month. Some friends may be curious, why can't I get a credit card for a car loan? In fact, some banks will not give you a card after you apply for a car loan, such as Industrial and Commercial Bank of China. These banks will only give you a card number, and you can deposit it every month. However, if you encounter the above problems, you'd better check with the bank customer service. At the same time, some friends are curious about whether their car loan credit card can be used after repayment. This credit card can still be used as an ordinary credit card after we repay the car loan. It's just that the amount will drop after we repay the loan, and the others are no different from ordinary credit cards. Of course, if you want to cancel your credit card, you just need to bring all relevant information to the bank to cancel it. Be sure to check whether there is any balance in check card before closing the account.