At present, if the card is not activated, China Bank will not charge any fees. In the year when the credit card is used, if the accumulated consumption of the credit card in the local and foreign currency accounts meets the following conditions, the annual fee for that year may be reduced or exempted, except for special card types:

1. Personal Jinpu card is free of annual fee in the first year and 5 swipes in the second year; Supplementary card annual fee waiver policy is the same as the main card;

2. Old customers and new customers need to pay the annual fee of 12 for the next year and reduce it by more than 20,000 yuan, or exchange 65,438+10,000 trading points for the annual fee; Supplementary card annual fee waiver policy is the same as the main card;

3. All-currency international chip series gold card, ordinary card and platinum card: before June 65438+February 3, 20201,the annual fee is exempted.

4. World Polar Card/New Unlimited Card+Diamond Card: In 2020, the annual fee collection policy will be strictly implemented for World Polar Card/New Unlimited Card+Diamond Card. In principle, all customers charge annual fees or customers exchange 200,000 trading points for annual fees.

5. Unlimited card dual-currency card: in principle, an annual fee is required in 2020; The annual fee for the following year requires customers to exchange 200,000 trading points.

6. American Express Private Bank Card: The annual fee for the following year requires customers to use 800,000 trading points, 480 exclusive points or 400,000 trading points +240 exclusive points for redemption.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.