Generally, the temporary line of China Merchants Bank is 50% of the credit line. If it does not reach 50%, you can continue to apply for improvement, and the bank will apply for approval according to the actual situation of the cardholder.
Relevant provisions on the adjustment of temporary credit line of China Merchants Bank;
1. The premise of applying for the temporary line is that the credit is good and there is no overdue record. The application result of temporary line is closely related to the card usage and repayment record.
2. The increased temporary credit line is generally valid within 30 days, and will be automatically restored to the original credit line after expiration.
3. When the temporary credit limit needs to be increased, call the customer service hotline of the credit card center.
4. Inquiry method after temporary quota adjustment: After the temporary quota is increased, you can inquire through the credit card customer service hotline and ATM machine.
5. After the temporary credit line is increased, the part actually used exceeding the original credit line will be added to the minimum repayment amount of the next statement. There is no extra charge for the overused part, but you can't enjoy the convenience of revolving credit. Please pay off in one lump sum on the due repayment date.
6. The credit limit of the supplementary card holder is set by the main card, and the credit card center cannot adjust the credit limit of the supplementary card holder. After the temporary credit limit is increased, if the supplementary card credit limit has been set, the supplementary card credit limit will remain unchanged. If the credit limit of the supplementary card is not set, when the temporary credit limit is raised, the credit limit of the supplementary card will also be raised.
7. If temporary quotas have never been used before, and the proportion of quotas usually used is not high, the initial application may not be adjusted very high or temporarily.
8. Temporary quotas can be up to 50% of fixed quotas.
9. If part of the temporary quota applied for is insufficient, you can continue to apply until it is close to 50%.
10, temporary quota can also be withdrawn (temporary quota adjusted for holidays is generally not withdrawn).
1 1. If the temporary quota has not been used up, you can continue to apply. For example, if you apply for a temporary quota of 50%, but only 20% is due, you can continue to apply for 50% until the remaining 30% is used up.