What should I do if I have passed the preliminary review of Qilu Bank Credit Card?
1. You can apply for Qilu Bank Credit Card online
Yes.
1. There are two main requirements for credit card application:
1. Age requirement: 18-60 years old;
2. Have a stable job and source of income .
2. How to apply for Qilu Bank credit card?
Reduce trade surplus
3. How many days will it take for Qilu Bank’s inter-bank repayment to Minsheng Bank’s credit card?
Inter-bank transfers can be made to credit card repayments (handling fees are required)
4. What proofs are needed to apply for a Qilu Bank credit card?
To apply for a Qilu Bank credit card, you first need to be between 18 and 65 years old, have stable repayment ability, and have good credit standing. A basic condition, the required supporting documents are:
1. Work certificate (at least one of them must be provided)
For example: the original official work certificate issued by the work unit, showing comprehensive information The original work badge or business card, social security/medical insurance/provident fund certification materials showing the name of the unit, the name of the applicant and payment records in the past three months, etc.
2. Documents proving financial income (optional, helpful for increasing the limit)
Such as: salary records issued by banks, income certificates issued by the unit, income tax withholding certificates, self- Originals or copies of real estate certificates/house purchase contracts/bank mortgage repayment schedules, self-owned car driving licenses, bank deposit certificates, etc.
3. Proof of identity of the applicant (required)
Domestic persons - copy of resident identity card; Hong Kong, Macao and Taiwan compatriots - Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots and Copy of residence endorsement or multiple-entry endorsement; foreigners - a copy of the passport and residence permit of the foreigner's country or employment permit in China;
After preparing the above documents, you can apply for a Qilu Bank credit card .
5. What certificates are needed to apply for a Qilu Bank credit card?
To apply for a Qilu Bank credit card, you first need to be between 18 and 65 years old, have stable repayment ability, and have good credit standing. A basic condition, the required supporting documents are:
1. Work certificate (at least one of them must be provided)
For example: the original official work certificate issued by the work unit, showing comprehensive information The original work badge or business card, social security/medical insurance/provident fund certification materials showing the name of the unit, the name of the applicant and payment records in the past three months, etc.
2. Documents proving financial income (optional, helpful for increasing the limit)
Such as: salary records issued by banks, income certificates issued by the unit, income tax withholding certificates, self- Originals or copies of real estate certificates/house purchase contracts/bank mortgage repayment schedules, self-owned car driving licenses, bank deposit certificates, etc.
3. Proof of identity of the applicant (required)
Domestic persons - copy of resident identity card; Hong Kong, Macao and Taiwan compatriots - Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots and Copy of residence endorsement or multiple-entry endorsement; foreigners - a copy of the passport and residence permit of the foreigner’s country or employment permit in China;
After preparing the above documents, you can apply for a Qilu Bank credit card .
6. Will frequent credit card applications affect the credit approval rate and credit limit?
The first direct impact is reflected in your review pass rate! Or if there are more than 6 application records, some banks will simply refuse to apply!
Secondly, even if you place a quota, the quota is generally not very high! It depends on the individual's qualifications
7. What is the probability of passing the general credit card review in about a week?
All the information is true, the pass rate is 100%, and one week is normal.
Qilu Bank’s credit card will be rejected immediately
Qilu Bank’s credit card will be rejected immediately due to the following points.
1. There is an overdue record on the credit report or it is a black account.
2. The credit report shows that the debt is too high.
3. There are too many query records on the credit report, which is usually referred to as credit report fraud.
Can the Qilu Bank Cloud QuickPass credit card I applied for last night be approved at 4:30 this afternoon and it is still under review?
Yes.
It may be that this business is still in the process of review in the background and has not passed. In this case, you can also contact the staff to ask the reason, or wait for a while.
Due to some manual reasons or other reasons, the work efficiency is not as high as everyone imagines, so in this case, you need to be patient or find other ways to find a solution.
How can I check Qilu Bank’s credit card statement?
There are several ways to query the China Merchants Bank credit card statement
1. Website query
Search "Qilu Bank" on Baidu to find the official website Link and enter, then log in to your personal online banking. After logging in, follow the prompts to complete the query.
2. Telephone inquiry
You can call Qilu Bank’s 24-hour service hotline 400-609-6588 and follow the voice prompts to inquire. After dialing the number, press 1 to select Chinese service, then press 2 to select bill inquiry, then press 1 to inquire the current bill, press 2 to inquire the issued bill, press 3 to inquire the details of the issued bill, press 4 to inquire the unissued bill, etc. information.
3. Counter inquiry
You can bring your valid ID card and the credit card you want to inquire to a Taizhou Bank outlet and make inquiries at the counter.
4. SMS query
You can use the reserved mobile phone number to edit the SMS: ZD (last four digits) and send it to the customer service number to query the current issue of your Qilu Bank credit card The bill has been issued.
Warm reminder: The bank will send you a bank statement reminder every month. If you are not in urgent need, you can wait until the bank's automatic reminder.