Helping people raise cards is a new fraud case suspected of credit card repayment. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan. China's criminal law stipulates that anyone who steals a credit card shall be convicted and punished in accordance with the provisions on theft. Be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. People in the banking industry pointed out that on the surface, after paying a handling fee, the cardholder repays on schedule, but the cardholder should also be prepared for the next repayment. At the same time, once you taste the sweetness, you will "raise the card" for a long time, which will easily encourage personal irrational overdraft consumption and eventually lead to a snowball-like growth in the total amount owed. It is unwise for the cardholder to turn to the "card-raising" company because he is unable to repay the loan, and the ultimate victim is the cardholder himself. A bank staff member said that banks are now competing for credit card customers. In order to expand the market, some customers are not strictly audited, which provides an opportunity for credit cards to "raise cards", cash out and even commit crimes. The police believe that "raising a card" is an illegal act and may even constitute a crime.

Legal basis: Article 196 of the Criminal Law of People's Republic of China (PRC) commits credit card fraud under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) malicious overdraft.