For Agricultural Bank of China to apply for a credit card, customers need to be citizens who are over 18 years old and under 65 years old with civil capacity; they also need to have stable income, and provide proof of income and work unit; and the customer has a good credit record , have no bad records; bring your ID card and household registration book; also bring auxiliary materials such as academic qualifications and professional titles, own real estate certificate, and own car driving license.