If the husband is sued by the bank, the assets in his wife's name will be seized, depending on the circumstances:
1. If the husband is sued by the bank, if it is a personal debt, the wife's account will not be frozen.
2. However, if the man is sued for the same debt as the couple, the wife’s account will also be frozen. Because the joint debts of husband and wife need to be repaid jointly by both husband and wife.
3. If the husband personally owes money, and the other party sues the husband personally, and the other party applies for property preservation, the husband’s bank card will be frozen, but generally the wife will not be frozen because the wife is not The defendant in this case has no evidence to prove that the debt is a joint debt between husband and wife.
Reasons for the bank card to be frozen:
1. The bank card is a credit card (credit card). If it is frozen, it may be due to abnormal transactions on the credit card, such as malicious cash out or forgery. If the information or password is continuously incorrect, the bank card may be frozen by the bank;
2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately Freeze your bank card;
3. The bank card is a debit card. If it is frozen, one is frozen by mistake, which means that more money is mistakenly transferred to the depositor's account during bank transactions. Then The bank may freeze the excess. One is judicial freezing. According to relevant provisions of the law, judicial authorities can apply to banks to freeze bank cards due to the need to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze;
4. No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing. But not frozen. It will be automatically canceled after 24 hours;
5. If your bank card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration;
6. Bank If the card is reported as lost multiple times in a row, the bank will deem it malicious and freeze the card. Solution: According to the reason for freezing, bring your ID card and bank card to the bank counter to perform relevant unfreezing services
To sum up, it needs to be analyzed based on the actual situation. If the debt that is enforced after the man is sued belongs to the couple* **With the same debt, according to relevant laws, the creditor has the right to claim relevant rights against the woman. When the court takes enforcement measures, it can freeze the woman’s property; however, if the man’s enforced debt is a personal debt, the woman’s property will be excepted* **Except for the property part, it cannot be frozen when the court takes compulsory measures.
Legal basis:
Article 1064 of the "People's Republic of China and Civil Code"
Both husband and wife must have the same signature or Debts borne by one spouse after the fact is later ratified by a mutual consent, as well as debts borne by one spouse in his or her own name for the daily needs of the family during the marriage, are joint debts between the spouses.
Debts borne by one spouse in his or her own name during the marriage, which exceed the daily needs of the family, are not joint debts of the couple; however, the creditor can prove that the debt is used for the joint purpose of the couple. Exceptions include life, sex, production and operation, or based on the consent of both spouses.