Not long ago, Mr. Zhang used a credit card when making a purchase in a restaurant, but when he swiped the card to make a purchase, the restaurant employee accidentally copied his bank information through a "card reader", and the employee also peeped and memorized Zhang's bank information. Password entered by Mr. As a result, Mr. Zhang's bank card was copied, and eventually the tragedy occurred that Mr. Zhang's bank card was stolen and swiped for tens of thousands of dollars. So in this case of credit card theft, can Mr. Zhang get insurance compensation? In other cases of credit card theft, will insurance pay compensation?

1. Credit card What are the benefits

1. Credit card is one of the payment methods for consumption. As a card, it is very convenient to carry, which avoids the trouble of carrying cash when we go out.

2. There is a UnionPay logo on the credit card, that is, you can pay with a credit card anywhere in the country as long as there is a store with this logo. This avoids the additional hassle of carrying cash on the road.

3. You can also enjoy various preferential activities by using a credit card. Cardholders can participate in various preferential activities organized by cooperation between merchants and banks.

4. You will get certain points by swiping your card for consumption. After the points reach a certain value, you can go to the corresponding consumption department to redeem gifts.

5. It also involves the improvement of a bank's personal credibility, provided that consumers can pay off the corresponding consumption amount in time.

2. How to use credit cards correctly

1. Choose the bank where you apply for the card carefully, and do not choose high-value credit cards promoted by intermediaries.

2. Cardholders should control their consumption and avoid owing huge sums of money due to excessive consumption, resulting in the failure to repay in time.

3. In addition, cardholders should pay attention to cherish the credit limit provided by the bank, that is, do not default on money owed to the bank, otherwise the credit limit will be reduced, which will cause a lot of trouble.

4. When using credit cards, pay attention to consumption safety to prevent the tragedy of credit card theft.

3. If your credit card is stolen, will you be compensated by insurance?

1. Property security is also a major issue that we need to pay attention to. There have been many incidents of credit card theft and fraud happening in our lives. The causes are different.

2. Now some insurance companies have launched a credit card fraud insurance to address credit card security issues. This insurance can pay a certain amount of compensation if the cardholder's credit card is stolen. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

3. After a credit card is stolen, the first thing you should do is freeze the card, then call the police and cooperate with the police in relevant investigations, and then properly handle the matter through banks and insurance companies. case.

If Mr. Zhang, who was involved in the credit card theft incident above, purchased credit card theft insurance in advance, he could get a certain amount of compensation through negotiation with the insurance company.