The calculation method of cash withdrawal fees and interest for Agricultural Bank of China credit cards is relatively clear. The following are specific steps and examples:

When you withdraw cash from an ATM with an Agricultural Bank of China credit card, the bank will withdraw cash from Interest accrual starts on that day, and the daily interest rate is 0.05%. For example, if you withdraw 1,000 yuan in cash on July 31, 28 days will count until August 27, and the interest is calculated as follows: 1,000 yuan * 28 days * 0.0005 = 14 yuan. Therefore, on the billing date of August 27, you will see a cash withdrawal interest of $14.

Another situation is that if you issue a bill on August 27, the total bill including consumption and 14 yuan of interest is 1,014 yuan. If you repay on September 18, during these 21 days, The interest is calculated as 1014 yuan * 21 days * 0.0005 = 10.64 yuan.

It is worth noting that credit card overdue interest and cash withdrawal interest are usually calculated based on compound interest, which means that the unpaid amount will accumulate interest. Therefore, it is recommended that cardholders try to avoid overdue payments and make full repayments. If only partial repayment is possible or only the minimum repayment amount is repaid, interest will be calculated daily from the date of transaction until full repayment.

In addition, if the repayment is not repaid in full, the bank will implement a "full penalty interest" policy, that is, starting from the accounting date, the entire outstanding amount will be charged a daily interest rate of 0.5%. until the final payment. This means interest will accumulate until the next repayment date.

The above is the calculation method of Agricultural Bank of China credit card cash withdrawal fees and interest. I hope it will be helpful to you. Remember to make timely repayments to avoid additional interest payments.