1. To apply for a temporary credit line, the cardholder must hold the card for at least three months. The cardholder calls the bank customer service 95533 to apply, and the bank will make temporary adjustments according to the customer's credit status and card usage. The validity period is up to 3 months, after which your credit limit will be automatically restored to the original limit.

To apply for a fixed credit line, you must hold a credit card for at least six months. At the same time, the applicant needs to provide sufficient credit certification materials for review by relevant departments. It usually takes 3 working days to get the results.