How to earn points with Ping An Credit Card

Rule for earning points with Ping An Bank Credit Card:

Cardholders use Ping An Credit Card in restaurants, hotels, hotels, department stores, etc. Points can be accumulated for card purchases at retail stores or for mail orders of goods through Ping An Credit Card Center. However, points will not be calculated for the following items:

1. Credit card annual fees, installment fees, late payment fees and other handling fees and various interests;

2. Credit card cash withdrawals and overpayments Receipt of funds, deposits (repayments), transfers, flexible funds, bill installments;

3. Payment or withholding of various public utility fees such as telephone bills, insurance premiums, water and electricity bills, etc. Payment business;

4. Online consumption, public utilities, hospitals, governments, charities, schools, resident services and other special consumption;

5. Real estate, wholesale, home appliances, Car sales and maintenance, refueling (gas) consumption;

6. Other items separately designated by Ping An Bank.

Extended information:

Points calculation rules:

Ping An Bank gives away or deducts points in the following ways:

1. Cardholder Spending 1 yuan in RMB can accumulate 1 Miles Points, and spending 1 yuan in US dollars can accumulate 7 Miles Points. The maximum valid points consumption in the supermarket industry (merchant category code is 5411) in the same credit card RMB account is calculated at a maximum of 3,000 yuan per month (in-store consumption with supermarket co-branded cards is not subject to this restriction). Within the scope permitted by law, Ping An Bank reserves the right to adjust the points conversion ratio;

2. The amount of a single consumption is rounded up to calculate points;

3. The same cardholder When you hold two or more Ping An credit cards, the points accumulated by each card's consumption are accumulated separately by card, but they can be used together. The points of the main card and the supplementary card are combined into the points account of the main cardholder;

4. The cardholder returns the goods or services purchased with the card for any reason, or returns the original card due to billing disputes or other reasons. For consumption payments, Ping An Bank will deduct the corresponding points originally gifted from the amount of the refund;

5. If the credit card account is canceled, the unredeemed points in the account will automatically become invalid; if the credit card is cancelled, the points under the card will be cancelled. Unredeemed points will automatically expire. Points cannot be transferred to other circulating cards or given to other cardholders;

6. If the cardholder fails to apply for redemption within the validity period of the points, the points will become invalid and reset to zero if they expire.

7. If the cardholder applies for a replacement card after the card is lost or damaged, the points earned from the original card transaction can be used normally within one week from the date of activation of the new card. For example, the points earned from the original card transaction can be used normally within 3 days from the day of activation of the new card. If it is not activated within a month, the points earned from the original card transaction will automatically expire.