The limit regulations are different, the categories are different, and the bill installment regulations are also different.

1. The limit of an installment card is generally relatively high, even starting at 100,000, while the limit of a credit card is based on grade and personal credit. The higher the level, the better the personal credit status and the higher the limit. But in most cases the limit is only a few thousand.

2. The installment card is an automatic installment card launched by the bank, while the credit card is an ordinary credit card consumption card.

3. When the installment card reaches a certain amount, automatic installments will appear. However, credit cards are different. You need to choose the installments yourself and select the corresponding number of installments. For users who don’t make frequent installments, ordinary credit cards are enough.