Speaking of credit card repayment, many people can only repay in different places because of business trip or travel. Then, what are the ways to repay credit cards in different places, and do you have to charge a handling fee?

The following small series will give you a detailed introduction according to the repayment method of credit card:

1, repayment at the bank counter

Cash repayment at the counter: at any branch of CITIC Bank, make repayment to CITIC Credit Card in cash. Please fill in the card number of CITIC Credit Card accurately. Real-time arrival, no handling fee.

Counter transfer repayment: at any outlet of CITIC Bank, use CITIC wealth management card or current passbook to transfer repayment to CITIC credit card, and accept repayment from others or without card. Real-time arrival, no handling fee.

Counter cheque repayment: at any branch of CITIC Bank, repayment is made to CITIC Credit Card by cheque. Generally, it will arrive in 2-3 working days, and there is no handling fee.

2. Bank automatic transfer repayment

You can apply for automatic repayment service at bank outlets, and our bank will automatically deduct the corresponding amount from your designated bank card or passbook on the repayment date of your credit card account every month.

3. Online banking repayment

If you have already opened online banking, you can log in and register to open personal online banking, and sign a contract with your credit card, so that you can realize online transfer repayment from your wealth management treasure card or current passbook to CITIC Credit Card. Real-time arrival, no handling fee.

4.ATM transfer repayment

At any ATM in the bank, you can transfer the money to the credit card for repayment, and receive the account in real time without any handling fee.

Automatic Deposit Machine Repayment: Cash repayment is made in RMB on the bank's automatic deposit machine (CDM), and it is received in real time, and no handling fee is charged.

5, telephone bank transfer repayment

If you have opened the telephone banking self-service transfer service, you can use telephone transfer to repay your credit card account.

6. Repayment by purchasing foreign exchange in foreign currency account

For the consumer account generated from your foreign currency account, CITIC Bank provides a variety of foreign currency purchase repayment methods for you to choose from: automatic purchase repayment, online purchase repayment, 800 purchase repayment and counter purchase repayment.

The above is about the way of credit card repayment in different places. Apart from the inconsistent arrival time, there are too many methods that do not need to charge a handling fee.