It usually takes 18 days to about 25 days. Note that this repayment date is the final repayment date. Even if the consumption amount is not recorded, users can choose to repay in advance. Therefore, the repayment period of the credit card is more about informing the user of the final repayment time, and the user must complete the final repayment on the repayment date.

In addition, some credit cards have a grace period for repayment, so the final repayment time will be extended. If repayment is made within the grace period, the bank will consider it as normal repayment.

Is the overdue repayment within the grace period?

Not exactly. If the user repays within the repayment grace period, the bank will regard the repayment as normal and will not be overdue. Meanwhile. Repayment within the grace period will not generate overdue interest, which can better safeguard personal credit.