1. Before the credit card expires, the general bank will call the card owner to verify the situation. The card owner can choose to continue to use or cancel the card. If he chooses to continue to use the card, the bank will send a new card directly
without verifying other circumstances.
2. Before the credit card expires, if the bank fails to contact the cardholder, the bank will choose to send a new card to the cardholder's personal information address by default, and activate it after receiving the card.