yes, as long as the credit card limit is sufficient. If it is a loan to buy a house, just remember to repay it on time, but generally there is no point. If the house purchase transaction is cancelled for some reasons, it usually takes 3-45 days to refund the down payment and deposit paid by credit card. If the repayment date is met during the period, the buyer can only pay the repayment first, otherwise it will easily lead to overdue, and it is the buyer himself who is unlucky.

what should I pay attention to when buying a house with a credit card?

1. Credit card withdrawal will be affected.

friends who have used credit cards know that banks will regularly increase the overdraft limit for cardholders. It is best to prepare 1-2 large credit cards for payment, and don't use multiple cards at the same time. Because for such a large amount of non-point transactions with multiple cards, banks may suspect that customers are suspected of cashing out, and will strengthen risk control. If there are overdue or other problems, it will not be so easy to apply for withdrawal in the future. If you meet a real bank, you may be reduced.

2. Credit cards are not supported in some regions.

Buying a house with a credit card is risky for a bank, and it will be very troublesome once the cardholder does not go to the bank. Some cities have introduced policies to restrict the use of credit cards, the main purpose of which is to prevent speculators from using credit cards to overdraw their consumption and use their funds to buy houses. For users who buy second-hand houses, the down payment is usually paid by bank transfer, and credit cards cannot be used.

3. Who will bear the card processing fee?

there is a handling fee for swiping a credit card, which is charged according to a certain proportion. The more you swipe, the higher the handling fee. Especially when buying a car and buying a house, many merchants pass this expense on to consumers, or directly indicate that they refuse to spend by credit card. Because the down payment for buying a house is high, the corresponding handling fee is also a big expense. Therefore, before buying a house, it is also necessary to clarify who will bear the cost to avoid unnecessary trouble.

4. If you buy a house by credit card, you may not be able to pay in installments, and the repayment pressure in a short period of time is high, which may easily lead to overdue.

Some banks don't support installment when buying a house by credit card, which requires cardholders to pay off their debts in one lump sum in a short time, which is also a big expense and a great pressure. If it can't be paid off in time, it will be overdue, which will never affect personal credit information, and it will not be worth the candle. Paying the down payment by credit card can't be done by installments. In the short term, the repayment pressure will increase. Once the repayment can't be made in time, it will easily lead to overdue, and it will also pay high interest and late fees. The most important thing is that it will affect the personal credit information of the buyers.