After the application for the temporary credit line is successful, it will be superimposed on the fixed credit line, which can be used for credit card consumption. Credit cards can not only overdraw consumption, but also withdraw cash. So can the temporary credit line be taken out through ATM machines? Let's take a look. 1. Can I withdraw the temporary credit card limit? This depends on how the banks stipulate it. I consulted the online customer service of several banks. Except that the Agricultural Bank of China clearly stipulated that "the temporary quota does not participate in cash withdrawal and installment, the cardholder's cash withdrawal quota is only related to the permanent quota, and it has nothing to do with the temporary quota, and the cash withdrawal quota will not change according to the change of the temporary quota", other banks all indicated that after the temporary quota applied for was successfully adjusted, the cash withdrawal quota will also be adjusted in proportion. Therefore, if the credit card you hold belongs to the Agricultural Bank of China, don't think about taking out the temporary quota, which is impossible. Other banks can withdraw the temporary quota, but some matters must be clearly understood.

2. Cash withdrawal from temporary credit card line: 1) Cash withdrawal ratio: Cash withdrawal from credit card is mostly 5% of the current line, that is, (fixed line+temporary line) 5%. For example, a credit card has an available limit of 1, yuan. After applying for a temporary limit, the available limit becomes 11, yuan, and the total withdrawal amount is 5,5 yuan. 2) Cash withdrawal fee: The domestic cash withdrawal fee is generally 1% of the cash withdrawal amount, and the upper and lower limits set by each bank are different. 3) Cash withdrawal interest: from the date of cash withdrawal, interest will be calculated at the daily interest rate of five ten thousandths, and it will be calculated to the billing date of the first installment. 3) Repayment method: installment and minimum repayment are not allowed. The temporary line that has been withdrawn is included in the minimum repayment amount of the first credit card and must be paid off in one lump sum.