Not only China Merchants Bank, but also the consumption records of all banks cannot be deleted; Customer transaction records are important transaction documents, and banks will keep them for at least 5 years.

According to Article 29 of the Administrative Measures for Customer Identification and Preservation of Customer Identity Data and Transaction Records of Financial Institutions? Financial institutions shall keep customer identity information and transaction records according to the following time limits:

(1) Customer identity information shall be kept for at least 5 years from the year when the business relationship ends or the year when the one-time transaction is recorded.

(2) The transaction records shall be kept for at least 5 years from the year when the transaction is recorded.

If the customer identity information and transaction records are related to suspicious transactions in the anti-money laundering investigation, and the anti-money laundering investigation has not been completed at the expiration of the minimum retention period specified in the preceding paragraph, the financial institution shall keep them until the anti-money laundering investigation is completed.

If there are customer identity data or transaction records with different retention periods on the same medium, they shall be kept for the longest period. If the same customer identity data or transaction records are stored in different media, the customer identity data or transaction records in 1 media shall be stored at least according to the above time limit.

Extended data:

According to the relevant provisions of the Administrative Measures for Customer Identification and Preservation of Customer Identity Data and Transaction Records of Financial Institutions:

Article 27? The customer identity information that financial institutions should keep includes customer identity information and materials, as well as various records and materials reflecting the customer identity identification work carried out by financial institutions.

The transaction records that financial institutions should keep include data information, business vouchers and account books of each transaction, as well as contracts, business vouchers, documents, business letters and other materials that reflect the real situation of the transaction as required by relevant regulations.

Article 28? Financial institutions shall take necessary management measures and technical measures to prevent the loss or damage of customer identity information and transaction records, and prevent the disclosure of customer identity information and transaction information.

Financial institutions should take practical measures to keep customer identity information and transaction records, so as to facilitate anti-money laundering investigation, supervision and management.