The premise of buying a house by credit card is that there is a credit card with a sufficient amount to pay the full amount or down payment. It is understood that except for a few banks that set credit card quotas for real estate consumption, most banks' credit cards can be used to pay down payment. In order to make money, many developers and real estate agents have also set up POS machines. No matter whether it is a credit card or a savings card, they can only use UnionPay cards with single currency and foreign currency cards, and because of the characteristics of POS machines, they cannot handle installment business. Therefore, the funds used by credit cards can only be turnover days at most, and interest will be paid if they exceed.

Credit card installment payment does not stipulate that you can't buy a house, and the bank has not asked the cardholder where the funds are spent. Customers can buy a house by credit card, just like buying other goods, and they can pay in installments afterwards.