Recently, ICBC launched an exclusive credit card-ICBC Teachers Credit Card. This credit card can be divided into two types: gold card and platinum card, and can be divided into standard card and exclusive card. If you want to start this card smoothly, you must be clear about the application conditions of ICBC teachers' credit card.

1. Basic conditions for ICBC teachers to apply for credit cards

1) They are over 18 years old and have independent capacity for civil conduct;

2) Engaged in teaching and having a stable income;

3) Personal credit information is good and there is no bad credit record.

if the applicant can provide the teaching certificate, he can apply for the exclusive teacher credit card; If you can't provide the teaching certificate, you can only apply for the standard teacher credit card.

2. Necessary conditions for ICBC teachers' credit card application

Because ICBC teachers' credit cards are divided into two categories: gold cards and platinum cards, the higher the level, the harsher the application conditions, and it is far from enough to meet the basic conditions.

1) An ICBC personal gold card with 5 stars or above can be applied; You can apply for a platinum card with 6 stars and above;

2) provide additional financial documents, such as real estate license, driving license, financial certificate in ICBC and deposit certificate;

3) It is best to apply for the Platinum Card of ICBC Teachers' Credit Card as ICBC Financial Gold Card or private bank customer.