If the information is leaked and someone else applies for a credit card, you can first call the police. At the same time, you can request the card-issuing bank to freeze the credit card to avoid further losses, and the debtor who fraudulently uses other people's information to apply for a credit card will be identified. If it is a crime, the public security organs will file a case for investigation against the criminal perpetrator.

1. What should you do if your information is leaked and someone else applies for a credit card? You should call the police. You need to provide your ID card to apply for a credit card. If you find that your ID card has been stolen by others, no matter what the other party’s motive for stealing the ID card is , can be convicted according to the crime of stealing identity documents. The criminal penalty standard is usually criminal detention or control and a fine. If the circumstances are less serious, a fine alone can be imposed. 1. There is no need to go to a different place to call the police, just go to the local police station. 2. What the credit card holder needs to do is to ask the bank to issue a "Credit Card Objection Statement" or similar certificate to the credit card holder and keep the original. The credit card holder does not need to worry about this card, and the credit card holder has no responsibility. 3. The credit card holder’s identity card has been stolen. The credit card holder only needs to report the crime to the police station and keep the report receipt. 4. The credit card holder is not responsible for non-payment, it is the bank's lax review. As long as the credit card holder can fully prove that the card was indeed not issued by the credit card holder, the credit card holder can request the bank to compensate the credit card holder for the loss and restore the credit record of the credit card holder. 5. You can go to the People's Bank of China to check the overdraft status of this card for only 2 years, but the specific usage records, such as where the card was swiped at the issuing bank, but this card is indeed not issued by the credit card holder, the credit card holder There is no need for people to ask for this detailed usage record.

2. What should you do if you are deceived and apply for a credit card? If you are deceived and come to apply for a credit card, you must seize the time to call the police and explain the specific situation. In case personal data is later defaulted due to leakage of personal information, there will be a report record from the Public Security Bureau to show that you were deceived and the fees owed have nothing to do with you. Call the customer service of the bank to which the credit card belongs as soon as possible to check whether there is a record of applying for a credit card in your name, and cancel the credit card application in a timely manner. When applying for credit card approval, you must bring your valid personal ID to the bank, or contact the credit card staff to handle the credit card procedures. When handling business, be sure to verify the identity information of the staff in advance to avoid being deceived. It is free to swipe the card. Do not believe any advertisements that guarantee a large credit card. Please apply for a credit card through formal channels. As soon as you discover that you have been deceived when applying for a credit card, you should seize the time to report to the police, detail the relevant circumstances of the applicant, and the relevant information provided by the individual, and leave a report record in the public security bureau. This can ensure that once an incident such as personal information leakage or credit card theft occurs, non-personal reasons for arrears can be effectively proven, and personal economic losses can be reduced. Credit cards are processed through informal channels. After the credit card is approved, the handler will fill in the credit card's collection address into his or her own address. After applying for the card, credit card fraud may be involved. After this, the cardholder must call the customer's phone number as soon as possible to notify that the credit card has been stolen, ask the bank to freeze the credit card, and call the police as soon as possible to wait for the investigation of the public security organs. Although the law stipulates that credit card debts in an individual's name must be repaid by the individual, if fraud is involved, the debt can be recovered through the detection of the public security organs and reduce some personal losses. In this way, if you are deceived when applying for a credit card at your home, you should seize the time to call the police to reduce personal losses. If personal information is leaked, someone else fraudulently uses your personal information to apply for a credit card, or someone else steals your credit card, then the credit card holder can choose to handle it by calling the police, and can also explain it to the card-issuing bank at the same time. In this case, the perpetrators of fraudulent credit card fraud and fraudulent use of credit cards will be held accountable for corresponding criminal liability.