If the repayment date of the bill is on the 4th of each month, the current bill shall be returned in full before 20:00 on the 5th of that month at the latest. Successful repayment within the repayment grace period will be regarded as timely repayment, which will not generate additional expenses and will not affect personal credit information.
Failure to repay after the repayment grace period will generate additional penalty interest and affect personal credit information. Cardholders are advised to repay on time.