You can accumulate points by using the Bank of Communications credit card. The Bank of Communications credit card points can be redeemed for goods in the online mall, redeemed for air miles, or can be used to deduct consumption at cooperative merchants. You can log in to the official website of the Bank of Communications to redeem points.

1. Points Mall: You can spend money at Bank of Communications’ points department store.

2. Airline miles: You can use credit card points to exchange for airmiles.

3. Spending at merchants with points: Points earned at merchants with a designated Bank of Communications credit card can be deducted from consumption.

The specific methods are:

(1) Find and click "Points Rewards" on the Bank of Communications Credit Card website;

(2) Click on "Points Rewards" Click "I want to redeem" on the page;

(3) Enter the "Credit Card Login" page, and after logging in, submit an application for redeeming Bank of Communications credit card points for gifts.