Before the ABC credit card expires, the bank will take the initiative to replace the new card. Generally, about 2 months before the card expires, the bank will prompt the cardholder by bill or SMS. If there is no special reason, the bank will make a new card and mail it to the cardholder 1 month before the card expires.

After receiving the new card, the cardholder can activate it through the website or call customer service. The new card must be activated before it can be used. Once a new card is opened, the old card will be invalid immediately even within the validity period. Because after the renewal of ABC's credit card, all kinds of accounting information such as card number and password are the same as the original card, and there is no need to set a password separately.