If the credit is good, it depends on whether the arrears and personal repayment ability match. If not, it will affect the loan.
Second, can you buy a car in installments with a debt of 6.5438 million?
You can definitely buy a car if you are in debt. Of course, if you are a person without faith, you should consider it. Because you buy a new car now, it is not a one-time payment, you must pay in installments. You take a fancy to a car, but you can't get a loan. You can't even buy a car. Now 4S stores are all cooperating with banks in this way. I have a friend who went to buy a car in full, and people forced him to buy it with a loan. Otherwise you can't buy a car.
Can I buy a car with a price of 3.65,438+10,000 by installments? What's the procedure?
10 times 0.3 is the down payment of installment plus auto insurance, licensing fee, purchase tax and interest on installment.
Fourth, can you buy a car with a credit card debt of 6.5438 million?
If the credit card debt is 6,543,800 yuan, but the user still has strong repayment ability and the credit card is not overdue, you can apply for car loan business.
And the user's credit card debt has exceeded the user's repayment ability, so the user can't apply for a car loan if he knows it quietly or is overdue during the credit card repayment period.
Credit card (qualified credit consumption of Credi bank or credit card company)
A credit card is a card with contents printed on the front, such as number, cardholder's name, etc. Consumers can go to the specialized commercial service department for shopping or spending, and then banks and cardholders can overdraw within the specified amount.
A loan granted by a car owner to a borrower who applies for a car.
The actual interest rate of car loan is determined by the handling bank according to the actual situation of customers and with reference to the benchmark interest rate stipulated by the central bank. There are three kinds of car loans: direct customers, indirect customers and credit cards. The term of car loan is generally 1-3 years, and the longest is no more than 5 years.
Permanent resident with full capacity for civil conduct.
Buying a car by credit card in installments is a big step.
1. Cardholders (either apply for a card center or go to the local bank to check whether they can apply for a credit card car loan.
2. The cardholder will fill in the installment order of car purchase at the dealer with his ID card, and the bank background will review it.
3. After the order is approved, the cardholder pays the down payment and goes through the normal car purchase procedures.
4. When the driver needs to go to the bank to go through the mortgage formalities and buy the required auto insurance.
Finally, I can drive the car away smoothly.
loan limit
The maximum loan amount generally does not exceed 80% of the price of the purchased car.
Letter of credit clause
1. Have valid identification and full capacity for civil conduct;
2. Can provide a fixed and detailed address certificate;
3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;
4. Personal social credit is good;
5. Holding a car purchase contract or agreement approved by the lender;
6. Other conditions stipulated by the Cooperation Organization.