The process of using the China Construction Bank Decoration Installment Card is quite simple. The following are detailed step-by-step instructions:

First, customers need to go to a China Construction Bank branch or cooperative merchant and submit the application with relevant information. . This information includes but is not limited to your identity document and the identity document of the owner of the house, proof of real estate renovation of the house, proof of your relationship with the owner of the house, and proof of work and income.

Once the application is accepted, the bank will issue a business-specific credit card specifically for the renovation installment. Then, based on the renovation progress, customers can apply to the bank to withdraw the installment amount to pay for renovation costs at designated merchants. You can choose to pay directly at the merchant, or authorize the bank to complete the installment transaction, and the money will be transferred directly to the merchant's account.

During the use process, the repayment amount of each installment will be calculated based on the total installment principal and number of installments, including the principal and possible installment fees. The method and standard for collecting handling fees will be clarified in the business announcement and system information at the time of application. At the same time, the calculation of interest and liquidated damages follows the provisions of the "China Construction Bank Dragon Card Credit Card Regulations" and the "China Construction Bank Dragon Card Installment Card Use Agreement."

Importantly, CCB’s decoration installment card is limited to providing installment payment services for decoration business and has nothing to do with China Construction Bank’s relationship with merchants, who are providers of goods or services. In addition, the credit limit of the credit card will be reduced according to the credit of each installment of principal repayment.

The above are the basic steps and precautions for using the CCB decoration installment card. I hope it can help you make decoration payment smoothly. For detailed information, please refer to the details of the decoration installment business provided by China Construction Bank.