The mobile credit card of Bank of Communications is an electronic virtual card with a card number. You can bind third-party payment software such as Alipay and WeChat to conduct online transactions. Note that because the mobile phone credit card is virtual, there is no physical card, and offline credit card transactions are not supported, only online payment can be made.

If the user wants to APPly for the mobile credit card of Bank of Communications, he can log in to the payment app of Bank of Communications and click "Mobile Credit Card" on his mobile phone after entering. After the application is successful, the cardholder can activate it without going to the counter.