Current location - Trademark Inquiry Complete Network - Overdue credit card - What is the first credit card limit? What is the maximum credit card limit?
What is the first credit card limit? What is the maximum credit card limit?
Generally speaking, the credit limit for applying for a credit card for the first time is about 3000 yuan to 10000 yuan. Don't be discouraged if the first credit line is low. You can improve your credit limit by keeping good card habits. If you use the card for more than one year and your credit record is good, the bank will increase your credit record, which is related to your income certificate and property certificate when you apply for the card. And you can also contact the bank customer service phone to temporarily increase the credit (overdraft) limit.

If it is a generalized credit card, the credit limits of different banks and different types of credit cards are different. For example, Bank of China has a maximum card limit of 200W, Guangfa has a maximum card limit of 100w, Minsheng has a maximum card limit of 300W, and China Merchants Bank has unlimited cards. Of course, this unlimited card is not unlimited, but the amount is relatively high. You can also intelligently adjust the credit limit according to the credit card records.