The fees for this period refer to: the total of merchant refunds, bank exemptions and various financial expenses (such as interest, liquidated damages, handling fees, etc.) generated by the current bill. This statistics is only for the convenience of customers to check accounts and is not an additional charge.

Adjustment for the current period refers to: the total cost of adjustments to the bill for the current period, mainly referring to installments. After the installment, the actual amount that needs to be repaid in the current period is adjusted to be repaid in multiple months. So it’s called the current period adjustment amount.

New additions in this period refer to the total amount of new consumption by credit cards during the current billing period.

The process of activating a credit card on the official website.

1. Open the official website of CITIC Bank Credit Card using the browser: computer: macbookpro mos14, open Google version 92.0.4515.131, find "My Account - Card Settings - Credit Card Opening" in the top navigation bar menu, click to enter Activate page.

2. On the credit card opening page, enter the 18-digit ID number, credit card number, validity period, three-digit signature field on the back of the card, verification code, and enter the SMS verification code received;

p>

3. Click "Next" to activate.

CITIC Bank Credit Card Points Accumulation Rules: For CITIC American Express Gold Card, Magic Gold Card, Magic Titanium Card, and Magic Platinum Card cardholders (hereinafter referred to as Gold Cards), transactions (including cash withdrawals) in a single month must reach CITIC American Express Card and Magic Card cardholders (hereinafter referred to as Cards) whose transactions (including cash withdrawals) exceed RMB 1,200 in a single month can receive up to 3 times/1.5 times points rewards if the amount exceeds RMB 3,500. If the transaction amount in a single month does not reach the specified amount, gold card transactions will also earn 2 times points, and regular card transactions will earn 1 times points. The gold card can give you no more than 5,000 points per month, and the regular card can give you no more than 1,500 points per month. ("Month" refers to the billing month)

In the month of the cardholder's birthday, he or she can also enjoy double points discount for the month of birthday, that is, up to 2.5 times the points for regular cards, and up to 5 times the points for gold or above cards. Children with Magic Gold Card, Titanium Card, and Platinum Card can enjoy a double discount on parent-child fun points in the month of their children’s birthday, that is, up to 5 times the points. All Magic Card holders need to log in to the website to sign a contract to join the points acceleration program, and only the principal card holder can sign a contract to join the program.