Legal analysis: When you go to the bank to pay the house maintenance fund, you can only use UnionPay card to transfer money, not credit card. You can pay deed tax by credit card.

Legal basis: "People's Liberation Army of the People's Republic of China" Article 1 of the Deed Tax Law of the People's Republic of China

When the ownership of land and houses is transferred within the territory of the People's Republic of China, the entities and individuals who bear the deed tax are taxpayers of the deed tax and shall pay the deed tax in accordance with the provisions of this law.

Article 2 The transfer of land and house ownership as used in this Law refers to the following acts:

(1) Transfer of land use rights;

(2) ) Transfer of land use rights, including sale, donation, and exchange;

(3) House sale, donation, and exchange.

The transfer of land use rights in Item 2 of the preceding paragraph does not include the transfer of land contract management rights and land management rights.

If the ownership of land or houses is transferred through price investment (shareholding), debt repayment, transfer, reward, etc., deed tax shall be levied in accordance with the provisions of this law.

Article 3 The deed tax rate is three to five percent.

The specific applicable tax rate for deed tax shall be proposed by the people's government of the province, autonomous region, or municipality directly under the Central Government within the tax rate range specified in the preceding paragraph, and reported to the Standing Committee of the People's Congress at the same level for decision, and reported to the Standing Committee of the National People's Congress and Filing with the State Council.

Provinces, autonomous regions, and municipalities directly under the Central Government may determine differential tax rates for the ownership transfer of different entities, different regions, and different types of housing in accordance with the procedures specified in the preceding paragraph.