Application conditions:

Be between 18 and 60 years old, with full capacity for civil conduct;

Have a good credit record;

Have employment income and have the ability to repay.

Application materials:

Identity proof: copy of resident ID card or military officer ID;

Employment and income proof;

Other proof of financial resources: such as a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.

Credit card application method:

Counter application:

Bring your credit certificate to the counter to apply:

Applicants are required to submit a relatively complete Submit the asset certification documents to Industrial Bank for review by the bank's backend review department;

After passing the review, fill in relevant information and identity information;

Issue a credit card.

Online banking application:

Applicants use a savings card account under their personal name to open online banking and enter the official website of Industrial Bank;

After entering the card number, login password and verification code Enter the online banking page;

Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit, the review progress and results will be displayed on the online banking;

Approval passed Afterwards, the credit card is issued.

Counter application process:

Go to the bank branch where the credit card is processed, or ask the staff of the local Construction Bank Credit Card Center to fill in the credit card application form. The content of the application form generally includes the applicant's name, basic information, financial status or source of income, guarantor and his/her basic information, etc.;

Submit certain copies of certificates and certificates to the card issuing bank;< /p>

After filling in the application form truthfully, you must submit relevant credit certificates together with the completed application form;

The application form is accompanied by a credit card use contract, and the applicant authorizes it The card-issuing bank or relevant departments will investigate the relevant information and submit a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have my signature;

The credit card application process is basically completed and waiting for the credit card to be issued.